2014年英语四级考试模拟试题及答案(第四套)_第3页

　　Section A

　　Directions: In this section, there is a passage with ten blanks. You are required to select one word for each blank from a list of choices given in a word bank following the passage. Read the passage through carefully before making your choices. Each choice in the bank is identified by a letter. Please mark the corresponding letter for each item on Answer Sheet 2 with a single line through the centre. You may not use any of the words in the bank more than once.

　　A college education is an investment in the future. But it can be a 11 one. The College Board 12 that the costs at a four-year public college in the United States increased 10% this past school year. That was less than the 13% increase the year before, but still much higher than the inflation 13 Public colleges and universities still cost a lot less than private ones.

　　Financial aid often helps. But financial experts 14 parents to start college savings plans when their child is still very young.

　　All fifty states and the District of Columbia 15 what are called 5 - 29 plans. These plans are named after the part of the federal tax law that created them in 1996. States use private investment companies to operate the 16 of the programs.

　　Every state has its own rules 17 5 - 29 plans. Some of the plans are 18 of state taxes. And all are not required to pay federal taxes. However, the government could start to tax withdrawals (取钱) in 2011 if Congress does not change the law.

　　5 -29 plans include investment accounts that increase or decrease in value with the investments they contain. Families must decide how 19 they want to put money into stocks, or other investments.

　　Another kind of 5 - 29 plan lets parents begin to pay for their child’ s education in 20 and long before their child starts college. This kind of savings program is called a prepaid tuition plan. The money goes into an account to pay for an education at a public college or university in the family’s home state.

　　A) aggressively

　　F) consumes

　　K) free

　　B) estimates

　　G) costly

　　L) majority

　　C) offer

　　H) decline

　　M) advance

　　D) automatically

　　I) advise

　　N) governing

　　E) rate

　　J) capable

　　O) general