Question：Some organisations operate a risk management group staffed by senior managers. For which of the following activities is such a group likely to be responsible?

　　A. Monitoring reports on risk management from operational managers

　　B. Overseeing the work of internal audit

　　C. Prescribing methods of risk management that operating units should employ

　　D. Determining the organisation's overall risk management strategy and framework

　　The correct answers are: Prescribing methods of risk management that operating units should employ; Monitoring reports on risk management from operational managers.

　　解析：The board should be responsible for determining the organisation's overall risk management strategy and framework. Internal audit should normally report to the internal audit committee.

　　Question：----- risks are risks whose only possible outcome are harmful.

　　A. Speculative risks

　　B. Operational risks

　　C. Pure risks

　　D. Fundamental risks

　　E. Particular risks

　　The correct answer is: Pure risks.

　　解析：Fundamental risks are any risks that affect society in general and can't be controlled by any individual.

　　Particular risks are risks over which individuals have some measure of control.

　　Speculative risks are risks from which either good or harm may result.

　　Operational risks are risks that arise from day-to-day operations.